SUMMARY OF FULL TIME STAFF & FACULTY FRINGE BENEFITS
The following is a brief outline of the fringe benefits package now provided to full-time regular employees of the University. Detailed information on various plans can be found in the booklets provided to all employees from the Human Resources Office.
Life Insurance – Full-time regular employees of the University are enrolled in a group life insurance program at no cost to the employee. Basic life coverage is equal to two and one-half times the employee’s annual earnings, up to a maximum of $100,000. Employees may purchase additional amounts of personal insurance and dependent coverage.
Accidental Death and Dismemberment Insurance – Full-time regular employees of the University are also given AD&D coverage at no cost, equal to the amount of the individual’s life insurance amount. This coverage is full-time, on or off the job. Benefits are not affected by private membership in other insurance plans.
Health Insurance – The University provides prescription drug, hospital, surgical, and medical insurance for all full-time regular employees through the medical insurer, Group Health Plan. The University pays $541.51 per month per employee toward the purchase of individual health insurance. The employee’s portion is $35.00 for single coverage. This rate increases if the employee elects to purchase coverage for their dependents. Reminder: Enrollment forms for the health insurance you choose must be returned to the H.R. Office no later than two weeks from the date of hire.
Vision Insurance – Full-time regular employees may purchase vision coverage through Vision Benefits of America. Employees may also purchase coverage for a spouse and/or child(ren). Reminder: Enrollment forms for the vision insurance you choose must be returned to the H.R. Office no later than two weeks from the date of hire.
Dental Insurance – Full-time regular employees may purchase dental coverage in one of two voluntary dental insurance plans. Employees may also purchase coverage for a spouse and/or child(ren). Reminder: Enrollment forms for the dental insurance you choose must be returned to the H.R. Office no later than two weeks from the date of hire.
Disability Insurance – The University’s long term disability insurance plan may provide a totally disabled employee 60 percent of his/her salary up to a maximum of $10,000 per month. This percentage is composed of benefits paid under Social Security, and other pension plans. There is no cost to the employee for this coverage.
Employee Assistance Program (EAP) - The University offers an Employee Assistance Program (EAP) to help employees resolve personal problems that can have a negative effect on their lives and job performance. When help is needed, regardless of the type of problem, e.g., financial, alcohol, drug, marital, family, etc., free counseling is offered to employees and their families. The EAP may be accessed directly, without discussion with University personnel, simply by calling (800) 832-8302 or (314) 845-8302.
Tuition Remission – Full-time regular employees and their eligible dependents may enroll in courses at Harris-Stowe State University and the tuition is waived. (Eligible dependents are defined as those claimed on the employee’s W-2 Income Tax Form that is filed with Internal Revenue Services each year. A copy of this form must be submitted at the time the request is made for a dependent’s tuition remission). Tuition remission is granted on a first-come-first-served basis through a round-robin procedure. Eligibility is as follows: Up to six credit hours for fall and spring semesters, and three credit hours for each of summer session I and summer session II.
Retirement – The University provides contributions for all full-time employees who participate in the Missouri State Employees’ Retirement System (MOSERS). The employee becomes vested after ten years of service. Effective January 1, 2011, it is mandatory that all new hires without previous MOSERS participation will make a 4 percent contribution to the MOSERS plan.
All new faculty members hired after July 1, 2002, will be enrolled in the College & University Retirement Plan (CURP). The University also provides contributions under this plan and the member is immediately 100 percent vested at the time of enrollment. Any full-time faculty member, who has participated in CURP for at least six years, may elect to become a member of MOSERS.
NOTE: The employee must review the CURP enrollment materials as soon as possible and by using the TIAA-CREF Web Center: www.tiaa-cref.org go online to make their investment elections or by calling the TIAA-CREF Telephone Counseling Center at (800) 842-2776. If you do not elect investment options, the contributions plus any earnings will default to the CREF Money Market Account because you have not chosen your own allocation. If you do not list a beneficiary, your estate is automatically designated as your beneficiary.
Social Security – All employees of the University are participants in the Federal Social Security Plan. The employee pays a portion of the amount due through payroll deduction while the University pays the remaining amount.
Workers’ Compensation – All employees of the University are covered by Missouri Workers’ Compensation and are entitled to treatment by an authorized University preferred provider for any injury sustained on the job. The employee may also be reimbursed for lost time, disability, or dismemberment.
Holidays – Paid holidays observed by the University are published according to the academic calendar. The president of the University may announce special holidays in addition to the ones published yearly.
Vacation – During their first four years of employment, full-time regular support staff employees accrue vacation time at the rate of 0.833 days for each full month of employment during which there were no days classified as “absence without pay,” up to a maximum of 20 days. During their fifth through their ninth year of employment, these employees accrue 1.25 days of paid vacation for each full month of employment during which there were no days classified as “absence without pay,” up to a maximum of 30 days. During their tenth and all subsequent years of employment at the University, these employee’s accrue 1.666 days of paid vacation for each full month of employment during which there were no days classified as “absence without pay,” up to a maximum of 40 days. If from one to a maximum of 12 days were classified as “absence without pay” during a given month then the accrual rate for that month will be one half the usual rate.
Vacation time for full-time regular administrators and exempt staff is accrued each month at the rate of 1.666 days of paid vacation time during which there are no days classified as “absence without pay,” up to a maximum of 40 days. If from one to a maximum of twelve days were classified as “absence without pay” during a given month, then the accrual rate for that month will be 0.833. There is no vacation accrual given to faculty members.
Sick Leave – Full-time regular staff will accumulate sick leave to an unlimited maximum at a rate of one day for each full month of employment during which there were no days classified as “absence without pay.” If from one to a maximum of twelve days were classified as “absence without pay” during a given month, then the accrual rate for that month will be .50. Faculty members are granted nine sick leave days at the beginning of each academic year.
Funeral Leave – Absence with pay for up to three days will be authorized for the funeral services of immediate family members. This benefit is limited to six days per University fiscal year.
Bookstore – The Bookstore gives a 20 percent discount on all personal purchases over $5 upon presentation of the University identification card.
Military Leave – An employee who is a member of the National Guard or any reserve component of the Armed Forces of the United States, is entitled to leave of absence with pay, in addition to annual or sick leave on days such member is ordered to required military duty or training not to exceed 120 work hours in any one federal fiscal year. This limitation does not apply to members of the National Guard engaged in the performance of required duty or training in the service of the State at the call of the Governor and as ordered by the Adjutant General.
Jury Duty – Employees of the University, officially selected by proper court officials as jurors, shall be granted leave with pay for such duty. Such Jury Duty must be documented.
Family and Medical Leave Act (FMLA) - See posting at http://www.dol.gov/whd/regs/compliance/posters/fmlaen.pdf for a complete description of employee rights.
Savings Annuity Plans – The University participates in several tax deferred 403(b) annuity plans, which are available to all employees. Information regarding these plans may be obtained from the Human Resources Office.
Tax Savings Benefit – The University offers a before-tax salary reduction plan for health insurance, dental and vision premiums. You may also take advantage of this before-tax salary reduction plan for medical expenses and childcare. This is offered through the Missouri State Employees’ Cafeteria Plan. Information may be obtained from the Human Resources Office.
Pay Check Issue Dates – All full time employees are paid once a month on the last workday of the month. Employees who are overtime eligible will be paid on the 20th of the month, following the month in which overtime was worked. Paychecks may be picked up from the Human Resources Department, room 114, after 10 a.m. on the appropriate payday.
Payroll Direct Deposit – Direct deposit for paychecks is available to all employees. A form requesting direct deposit may be picked up from the Human Resources Department, room 114, at anytime. It will take from 30 to 45 days for direct deposit to become effective from the date the form is completed.
Please feel free to contact the Human Resources office (314) 340-3340 if you have any questions about the University or the fringe benefits available to you as a full time employee.