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The Office of Human Resources: Benefits

SUMMARY OF FULL-TIME STAFF & FACULTY FRINGE BENEFITS

The following is a brief outline of the fringe benefits package now provided to full-time regular employees of the University. Detailed information on various plans can be found in the booklets provided to all employees from the Human Resources Office.

1.      Life InsuranceFull-time regular employees of the University are enrolled in a group life insurance program at no cost to the employee.  Basic life coverage is equal to two and one-half times the employee’s annual earnings, up to a maximum of $100,000.  Employees may purchase additional amounts of personal insurance and dependent coverage.  Accidental Death and Dismemberment Insurance is also given to the employee at no cost.  These coverages are full-time, on or off the job.  Benefits are not affected by private membership in other life insurance plans.

 

2.      Health InsuranceThe University provides prescription drug, hospital, surgical, and medical insurance for all full-time regular employees through the medical insurer, Coventry (formerly Group Health Plan).  The University pays $577.60 per month per employee toward the purchase of health insurance.  The employee’s portion is $35.00 for single coverage.  This rate increases if the employee elects to purchase coverage for their dependents.

 

4.      Vision InsuranceFull-time regular employees may purchase vision coverage through Vision Benefits of America.   Employees may also purchase coverage for a spouse and/or child(ren).

 

5.      Dental InsuranceFull-time regular employees may purchase dental coverage in one of two voluntary dental insurance plans.  Employees may also purchase coverage for a spouse and/or child(ren). 

 

6.      Disability InsuranceThe University’s long term disability insurance plan may provide a totally disabled employee 60% of his/her salary up to a maximum of $10,000 per month.  This percentage is composed of benefits paid under Social Security, and other pension plans.  There is no cost to the employee for this coverage.

 

7.      Employee Assistance Program (EAP) - The University offers an Employee Assistance Program (EAP) to help employees resolve personal problems that can have a negative effect on their lives and job performance.  When help is needed, regardless of the type of problem, e.g., financial, alcohol, drug, marital, family, etc., free counseling is offered to employees and their families.  The EAP may be accessed directly, without discussion with University personnel, simply by calling 800-832-8302 or 314-845-8302.

 

8.      Tuition RemissionFull-time regular employees and their eligible dependents may enroll in courses at Harris-Stowe State University and the tuition is waived.  (Eligible dependents are defined as those claimed on the employee’s W-2 Income Tax Form that is filed with Internal Revenue Services each year.  A copy of this form must be submitted at the time the request is made for a dependent’s tuition remission.) Tuition remission is granted on a first-come-first-served basis through a round-robin procedure.  Eligibility is as follows:  Up to six credit hours for Fall and Spring semesters, and three credit hours for each of Summer Session I and Summer Session II.

 

9.      RetirementThe University provides contributions for all employees to participate in the Missouri State Employees’ Retirement System (MOSERS).  The employee becomes vested after ten years of service. All new employees hired after January 1, 2011 that have never been members of MOSERS, must contribute a mandatory 4% toward their retirement benefit.   All new Faculty members hired after July 1, 2002, if they were not previously a MOSERS’ participant, will be enrolled in the University and College Retirement Plan (CURP) instead of MOSERS.  This plan is also funded by the University and gives immediate vesting to its participants.

     

      NOTE:  The employee must review the CURP enrollment materials as soon as possible and by using the TIAA-CREF Web Center:  www.tiaa-cref.org go on line to make their investment elections or by calling the TIAA-CREF Telephone Counseling Center at 800-842-2776.  If you do not elect investment options, the contributions plus any earnings will default to the CREF Money Market Account because you have not chosen your own allocation.  If you do not list a beneficiary, your estate is automatically designated as your beneficiary.

 

10.      Social Security –    The University matches the employee’s contribution for Social Security benefits.

 

11.      Workers’ Compensation –   All employees of the University are covered by Missouri Workers’ Compensation and are entitled to treatment by an authorized medical doctor for any injury sustained on the job.  The employee may also be reimbursed for lost time, disability, or dismemberment.

 

12.      HolidaysPaid holidays observed by the University are published according to the academic calendar.  The President of the University may announce special holidays in addition to the ones published yearly.

 

13.      VacationDuring their first four years of employment, full-time regular support staff employees accrue vacation time at the rate of 0.833 days for each full month of employment during which there were no days classified as “absence without pay.”  During their fifth through their ninth year of employment, these employees accrue 1.25 days of paid vacation for each full month of employment during which there were no days classified as “absence without pay.”  During their tenth and all subsequent years of employment at the University, employees accrue 1.666 days of paid vacation for each full month of employment during which there were no days classified as “absence without pay.”  If from one to a maximum of 12 days were classified as “absence without pay” during a given month then the accrual rate for that month will be one half the usual rate.

 

      Vacation time for full-time regular Administrators and Exempt staff is accrued each month at the rate of 1.666 days of paid vacation time during which there were no days classified as “absence without pay.”  If from one to a maximum of twelve days were classified as “absence without pay” during a given month, then the accrual rate for that month will be 0.833.  There is no vacation accrual given to Faculty members. 

 

14.      Sick LeaveFull-time regular staff will accumulate sick leave to an unlimited maximum at a rate of one day for each full month of employment during which there were no days classified as “absence without pay.”  If from one to a maximum of twelve days were classified as “absence without pay” during a given month, then the accrual rate for that month will be .50.  Faculty members are granted 9 sick leave days at the beginning of each academic year.

 

15.   Funeral LeaveAbsence with pay will be authorized for the funeral services of immediate family members.

 

16.   BookstoreThe Bookstore gives a 20% discount on all personal purchases over $5.00 upon presentation of the staff identification card.

 

17.   Military Leave –  An employee who is a member of the National Guard or any reserve component of the Armed Forces of the United States, is entitled to leave of absence with pay, in addition to annual or sick leave, on days such member is ordered to required military duty or training not to exceed fifteen working days in any one federal fiscal year.

 

This limitation does not apply to members of the National Guard engaged in the performance of required duty or training in the service of the State at the call of the Governor and as ordered by the Adjutant General.

 

18.   Jury DutyEmployees of the University, officially selected by proper court officials as jurors, shall be granted leave with pay for such duty.  Such Jury Duty must be documented.

 

19.  Savings Annuity PlansThe University participates in several voluntary tax deferred 403(b) annuity plans, which are available to all employees.  Information regarding these plans may be obtained from the Human Resources Office.

 

20.  Tax Savings BenefitThe University offers a before-tax salary reduction plan for health insurance, dental and vision premiums.  You may also take advantage of this before-tax salary reduction plan for medical expenses and dependent/childcare.  This is offered through the Missouri State Employees’ Cafeteria Plan.

 

21.  Pay Check Issue Dates – All full time employees are paid once a month on the last workday of the month.  Employees who are overtime eligible will be paid on the 20th of the month,

      following the month in which overtime was worked. Paychecks 

      may be picked up from the Human Resources Department, room

      114, after 10 a.m. on the appropriate payday.

 

21.  Payroll Direct Deposit – Direct deposit for paychecks is available to all employees.  A form requesting direct deposit may be picked up from the Human Resources Department, room 114, at any time.  It will take from 30 to 45 days for direct deposit to become effective from the date the form is completed.

 

Please feel free to contact the Human Resources Office (314) 340-3340 if you have any questions about the University or the fringe benefits available to you as a full time employee.

 

 

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