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The Office of Financial Assistance News: Welcome

The Harris-Stowe State University Office of Financial Assistance makes every effort to help each student receive the maximum amount of financial aid possible. Harris-Stowe is proud that around 90 percent of its students receive financial aid. This office helps to administer various awards and scholarships from sources such as the Board of Regents, gifts from alumni, faculty, community organizations and other friends of the university. The university participates in a variety of federal and state programs including the Federal Pell Grant Program, Federal Supplemental Educational Opportunity Grant Program (FSEOG), Federal Work Study Program (FWSP), the Federal Direct Loan Program, Federal Teach Grant Program, Access Missouri Program, Bright Flight Program, Kid's Chance Program, Marguerite Ross Barnett Program, and Minority Teaching Scholarship Program. There are also other local and community funded programs which are part of the university's financial assistance program. In addition, there is also a College Employment Program (CEP) funded by Harris-Stowe.

Financial Need:

Federal financial aid is awarded based on financial need as defined by Congress. The information you report on your renewal application or FAFSA is used in a formula that calculates your expected family contribution (EFC) or the amount you and your family are expected to pay toward your education. The cost of attendance (COA) less your EFC equals your financial need. COA includes the cost of credit hours, fees, housing, food allowance, books, supplies, child care, cost related to a disability, and miscellaneous expenses. Once the financial need is calculated, the student is awarded and mailed a financial aid award letter.

Student Dependency Status Determination:
There are two types of students for financial aid purposes: independent and dependent. An independent student meets one of the following requirements: at least 24 years old, married, a graduate or professional student, has legal dependents other than a spouse, an orphan, a ward of the court, a veteran, or other criteria set forth by the US Department of Education. If you do not meet any one of the previous criteria, you are a dependent student. If you are considered independent on the basis of any criteria, besides age, you must provide the appropriate documentation.

Records you will need to complete your FAFSA:
The previous year's tax information (including, if applicable, your spouse's or parents' 1040, 1040A, or 1040EZ), records of the previous year's untaxed income, current bank statements, business and farm records, record of investments, driver's license, and promissory notes or loan disclosure statements.

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